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Living Options

There”s one expense in life that you can”t avoid, only minimize, and it is almost always the one thing that you”ll spend most of your disposable income on, housing. I”ve gone back and forth on the issue myself, talking it over with the fiance. Here”s the options we”ve come up with so far:


When I say I”d like to buy a house, I mean in an inexpensive area and  without a mortgage. My constant aversion to debt really puts that out of the question, but there are some advantages to owning as well. Certainly the emotional satisfaction of owning a home isn”t Per attrarre piu giocatori al gioco, alcuni Casino aggiunsero un jackpot progressivo con una “scommessa a lato” facoltativa. to be underestimated. It would also likely be cheaper then renting over the long term, assuming my house didn”t fall apart and property taxes were reasonable.


Renting comes with its own unique set of pros and cons. On the plus side, rent remains fairly steady from year to year, and your costs are much more predictable. If a heater blows or your plumbing breaks, you just call the land lord instead of pulling out the check book. On the down side, you are somewhat putting money into a black hole, with no chance for appreciation. Still, this would be an ok option for me.


This is an interesting idea that I”ve tossed around with my brother. The benefits of building include being able to make your home energy efficient and lower the future costs of maintenance. The downsides are many, including a much larger cost up front and various risks revolving around going over the costs of building and hiring contractors and so forth. If I did go this route, I”d likely by my own small house plans.

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